Updated Networth IQ

My networth now includes all debts including those that legally would be considered "zombie" debts.

NetWorth Update

Slowly but surely there is progress being made. I updated my NetWorth IQ today and here is where I currently stand:

STOCKS-- +8.33%
RETIREMENT-- 0
OTHER-- +100%
My total assets $406--+3.05%

STUDENT LOAN-- +.43% [interest]
OTHER DEBTS-- (-4.96%) [I was able to decrease my debts by $350]
My total debt $56,281-- (-.24%)
NetWorth-- (-$55,876) increased $149/.27%

Not great for this month, but I was bad (lol). Still a positive upward climb so I'll take whatever progress I can.

NetWorth Update

Slowly but surely there is progress being made. I updated my NetWorth IQ today and here is where I currently stand:

STOCKS-- NO CHANGE

RETIREMENT-- +1.41%

OTHER-- +100%

My total assets $393-- +2.61%

STUDENT LOAN-- +.38% [interest]

OTHER DEBTS-- (-6.80%) [I was able to decrease my debts by $491]

My total debt $56,070-- (-.54%)

NetWorth-- (-$55,697) increased $316/.56%

I will be adding later this week some other debts that I mentioned in a previous post. I didn't want to add them yet as I wanted to see what my progress for the month has been.

First Signs of Progress :))

Updated my NetWorth IQ today and I am pleased to say I have made a small dent in my debts. My assets have increased by $7 (1.86%) and my "known" debts have decreased by $430 (.76%).

I'm being good too by not throwing out any bills I get, no more head-in-the-sand routine. In a strange sort of way I have been waiting anxiously for the "new" copies of bills to come in. I am hoping to get all my old bills organized so I can see the full extent of the monetary damages.

My biggest debt obviously is my school loan(s), they are consolidated but for 20+ years I have yet to make any type of payment. That is why the balance is so high. On the up side, if I can get all my other debts cleared up all I will have left is the loans.

Another issue I'm debating is what to do about debts that have already been charged-off and are older than 7 years. Do I dig them up or leave them as is? One project for the near future is to get copies of my cedit reports.

I have a few articles that I need to read concerning zombie-debts hopefully they will lead me in the right direction.

I'm So Excited!!

This past week I added two items to my blogs that have me excited. Now y'all may think it's a tad silly but hey,,I'll take my fun any way I can find it!

I added the NetworthIQ badge--My net worth is not very good, horrid actually. If you deduct the $49,000+ associated with my student loans then it's not too bad. Altho it would still be in the negative the amount is much more managable.

Another point to note is that not all my debts are listed as of yet so I plan on having the amount further go into the negative.

I am also pleased to say that I have added Blogs By Women Bloggers to my sidebar.