Saturday, January 31, 2009

End of Month Progress

At the beginning of the month 1/1/09 I had the following balances in various monetary accounts:
[balance(s) as of 1/31/09 in purple]

  • Sharebuilders--$177.17--> $197.84 (+ $20.67)
  • PayPal--$.20--> $2.95 (+ $2.75)
  • Savings Account--$87.12--> $3 (-84.12)
  • 401k--$248.04--> $248.74 (+$ .70)
Not including my savings account balance a + $24.12

Income so far for the month:

  • Paycheck--$98
  • Paycheck--$171 (earmarked for meat order received in December & January not included in this months budget)
  • UEC--$175
  • Paycheck--$350
  • TOTAL--$794
  • Paycheck--$195
  • Paycheck--$636
  • TOTAL--$831
Money Spent & Bills Paid:
  • Sharebuilders Commission--$12
  • Rent (current)--$100
  • Meat Order--$133
  • Phone & DSL--$103 (will receive $50 rebate--$46 normal bill)
  • Satellite TV--$73
  • Dial-up Internet--$22 (temporary till I upgrade my puter)
  • Heat--$136
  • Loan--$95--Paid in Full
  • TOTAL--$674
  • Unplanned Dr. Appt (for shoulder)--$20 + $5 toward old balance
  • Unplanned Rx's (for shoulder)--$2.65
  • TOTAL--$702
For the remainder of the month I have the following:
  • Paychecks totaling $858 (Actual $831) + $120 (from above) = $978 ($951)
  • Water Bill--$120 payment arrangement made
  • Sharebuilders--$17 pd
  • Student Loan Payment-$405 pd
  • Personal Loan--$50 pd
  • Old Checking Account--$330
  • Garbage Bill--$15 pd
  • Sewer Bill--$32 pd
  • Sharebuilders Commission--$12 to be pd 2/2/09 money set aside
  • TOTAL BILLS--$981
Overall not too bad. It is an improvement but I'm not happy. Two bills were not paid and will carry over into next month. It's my own fault, I allowed my hours to be reduced at my second job which affected my income a bit. Also I took a "voluntary" lay-off (last week of December) from my primary job which now I am second guessing; tho it did allow me to visit my family in Buffalo. There is room for improvement!!

February soon to come.

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