Due to the feelings of frustration and failure I'm going to try something a bit different. I'm hoping that the "shock" will help kick-start my attitude. It's something I probably should have been doing from the beginning but I am guilty of counting my chickens before they hatched.
So I will be taking some time to re-evaluate my budgeting skills. I earn enough money that I shouldn't be having the problems that I am. To borrow a Dave Ramsey phrase-- CURRENT WITH NECESSITIES!! That's my first goal.