Wednesday, April 01, 2009

Trying to get back to Normal

Never try to fix a computer problem when your emotionally distressed and bored to boot. What a mess I made of my "bookkeeping". Have spent the past 2 days trying to re-create my files, regretfully I think I made big boo-boo.

Anyways,,,

I think I have re-built my debt reduction information. It's a bit leaner as I have removed some TBD that are over 10 yrs old. I also changed some categories a bit as my priorities have changed dramatically, I am planning a move so I need to sock away at least $3000 min which includes the purchase of a vehicle. The sooner the better!!

Here is a breakdwon of what I owe:

  • ZOMBIE DEBTS (TBD)=$9845.59--lowest of priority to be paid off, but will be working to have them removed from credit reports if applicable.
  • OLD DEBTS=$623.03--mid priority, as some are on credit reports some aren't, most are medical related, and some are as Dave Ramsey puts it "stupid tax".
  • CURRENT DEBTS=$1009.86--incudles debt incured due to breakup. These are bills I have been making an attempt to pay during the last 12 months. They are "close" to current, but at least not with a collection agency.
  • STUDENT LOAN=$65912.71--hope no one fainted (dont ever fall into the deferrment trap, better yet avoid student loans all together.) On a good note with my SL,,,,should be out of default in a few months.
It's a start at re-building on my own.

2 comments:

Unknown said...

i always love it when people say they want to be normal....normal is a setting on the washing machine.... :)

darlene
http://visionmapvideo.blogspot.com/

Beth said...

Greetings Darlene,,,

lol,,,you kno the funny thing is that's usually is my line,,,I dont think I'd know "normal" if it hit me in the face anyways,,bipolar has a tendency to do that,,,how about "Trying to Get Back to My Happy Place" instead,,,

Peace!!