I think I have re-built my debt reduction information. It's a bit leaner as I have removed some TBD that are over 10 yrs old. I also changed some categories a bit as my priorities have changed dramatically, I am planning a move so I need to sock away at least $3000 min which includes the purchase of a vehicle. The sooner the better!!
Here is a breakdwon of what I owe:
- ZOMBIE DEBTS (TBD)=$9845.59--lowest of priority to be paid off, but will be working to have them removed from credit reports if applicable.
- OLD DEBTS=$623.03--mid priority, as some are on credit reports some aren't, most are medical related, and some are as Dave Ramsey puts it "stupid tax".
- CURRENT DEBTS=$1009.86--incudles debt incured due to breakup. These are bills I have been making an attempt to pay during the last 12 months. They are "close" to current, but at least not with a collection agency.
- STUDENT LOAN=$65912.71--hope no one fainted (dont ever fall into the deferrment trap, better yet avoid student loans all together.) On a good note with my SL,,,,should be out of default in a few months.